AML & Financial Crime
Compliance Services
Protect your business from financial crime risk. Our CBUAE-aligned AML specialists deliver end-to-end compliance programs, MLRO support, and regulatory examination readiness — for banks, DNFBPs, and regulated entities across the UAE.
Aligned With UAE AML Regulatory Framework
CBUAE
Central Bank of UAE — primary AML supervisor for financial institutions
FTA
Federal Tax Authority — DNFBPs supervision and goAML reporting
DFSA
Dubai Financial Services Authority — DIFC regulated entities
FSRA
Financial Services Regulatory Authority — ADGM entities
SCA
Securities & Commodities Authority — capital markets firms
FATF
Financial Action Task Force — 40 Recommendations framework
Our AML Compliance Services
Comprehensive AML/CFT solutions for the UAE's National Strategy 2024-2027 and FATF recommendations
AML Risk Assessment
Business-wide Money Laundering and Terrorism Financing (ML/TF) risk assessment aligned with CBUAE and FATF risk-based approach.
KYC / CDD / EDD Programs
Customer Due Diligence (CDD), Enhanced Due Diligence (EDD) for high-risk clients, PEPs, and Ultimate Beneficial Owner (UBO) identification frameworks.
Transaction Monitoring
Design and implementation of transaction monitoring systems, red flag identification, and typology-based screening protocols.
Sanctions & PEP Screening
UN, OFAC, EU, and UAE LDI list screening; PEP identification and ongoing monitoring procedures for financial and non-financial businesses.
SAR / STR Reporting Support
Suspicious Activity Report (SAR) and Suspicious Transaction Report (STR) preparation and goAML filing support with the UAE FIU.
AML Policy & Procedures
Drafting and updating AML/CFT Compliance Manuals, internal policies, escalation procedures, and record-keeping frameworks.
MLRO / Compliance Officer Support
Outsourced MLRO services, annual AML compliance reviews, board reporting, and CBUAE examination preparation.
AML Training Programs
Tailored employee AML awareness training, ACAMS-aligned content, and annual certification programs for UAE-regulated entities.
DNFBPs Compliance
Compliance programs for Designated Non-Financial Businesses & Professions (DNFBPs) — real estate, gold dealers, law firms, accountants.
Risk-Based Approach to AML
The UAE follows FATF's Risk-Based Approach (RBA), requiring businesses to identify, assess, and apply proportionate controls based on their ML/TF risk exposure. Our framework classifies customers and transactions into three risk tiers.
Examples: PEPs, cash-intensive businesses, DNFBP clients, cross-border transactions
Required Action: EDD + senior management approval + ongoing monitoring
Examples: Corporate clients, non-resident customers, complex structures
Required Action: Standard CDD + periodic review
Examples: Listed companies, public sector bodies, regulated financial institutions
Required Action: Simplified Due Diligence (SDD)
Federal Decree Law No. 20 of 2018
Primary AML Law
2024-2027
National AML Strategy
goAML
UAE FIU Reporting Platform
FATF 40
Recommendations Aligned
Our AML Implementation Process
From initial diagnostic to ongoing compliance — a structured, CBUAE-aligned engagement
Initial AML Diagnostic
Gap analysis vs CBUAE/FATF requirements
Risk Assessment
ML/TF risk scoring and risk appetite framework
Policy Development
AML Manual, KYC forms, procedures tailored to your business
System & Controls
Transaction monitoring, screening tools, reporting workflows
Training
Staff awareness, MLRO training, board briefings
Ongoing Support
Annual review, regulatory updates, examination prep
Who Needs AML Compliance in UAE?
Client Testimonials
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